Interest rates of HDFC Bank home loans. The interest rates given below are effective from 11 January 2021 and start from 6.80% p.a. Credit Score. SmartEMI is a convenient and flexible option to convert your large purchases into affordable EMIs with HDFC Bank. You can choose from a range of tenures and interest rates, and enjoy benefits like no prepayment charges, no documentation and no processing fees. SmartEMI is available on HDFC Bank credit cards, debit cards and consumer loans. Apply online and get instant approval for SmartEMI today. Rate of Interest. 10.50 % to 25.00%. Processing Fees. Upto 4999 + GST. Tenure. 03 Months to 72 Months. Documents Required. No Documents for Pre-approved Personal Loan. For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC. quarterly reviewed at AWPLR* +3.5%. Education Loan - Mortgage. 16.50% to 18.50%. quarterly reviewed at AWPLR* +3.5%. Product. Rate of Interest %. First 05 years. After 05 years. Salaried Employees of Private and Public Sector - Housing Mortgage. For NRIs seeking to buy a home in India, an HDFC Bank Home Loan is a great way to fund that investment. Attractive interest rates, transparent processes and costs, minimal documentation, quick disbursals and expert guidance make HDFC Bank Home and Home Improvement Loans attractive for NRIs. Apply for HDFC Bank Home Loan online at an interest rate of 8.50% - 9.15% p.a. Lowest EMI is Rs. 758 per lakh for Home Loans of Up to 30 years tenure with minimum documents. With special offers like a 6-month provisional sanction and Rs 3000 + applicable taxes processing fee, HDFC Bank home loan is your best resource for affordable housing finance. The Marginal Cost of the Fund-Based Lending Rate or the MCLR is the minimum interest rate a financial institution needs to charge for a specific loan. It dictates the lower limit of the interest rate for a loan. This rate limit is set in stone for borrowers unless specified otherwise by the Reserve Bank of India. This is a simple facility of obtaining a Certificate of Interest for your loan account with us. Please enter your loan account number, which is relevant for a certificate in the financial year 2022-23. We will display a part of your name and allow you to opt for the mode of receipt of the certificate. In case your Email ID has been provided to .

housing loan rate of interest hdfc bank